10 mispronounced FINANCE words | American English

10 mispronounced FINANCE words | American English

Hey guys, it’s Hadar and this is The Accent’s
Way. Today we’re gonna talk about how to pronounce
the top 10 words in finance. Ready? Let’s go. Capital. It’s a ‘k’ sound and then the ‘ah’ as in ‘cat’
– “k(h)a”, “k(h)a” – where the ‘k’ appears at the beginning of words it’s aspirated. So it feels like there is a little H right
after – “k(h)a”. Then we have a “p” sound and then a schwa
– “k(h)a-puh”, “puh” “puh”. It’s not “k(h)a-pee” but “k(h)a-puh”. And then finally we have a flap T, that sounds
like a D and a dark L – “d’l”, “d’l”. The dark L is created here so it has this
really deep, dark sound and kind of weird – “ul”, “d’l”. “K(h)a-puh-d’l” – Capital. The “k(h)a” is the primary stress so it’s
longer and higher in pitch. Capital. The next word is ‘debt’. That’s an easy word to pronounce but is commonly
mispronounced because, you got it, of the spelling. So we start with a ‘d’ sound. Then it’s the ‘eh’ as in ‘red’. Drop your jaw just a bit but the tongue is
still rolling forward quite a bit – “de”, “de”. And we end it with a held T – “det”, “det”. There is no B, although there is a B in the
spelling, here we just disregard it and pronounce it as “det”. “I’m in debt.” “I’m out of debt.” Let’s be positive. Debt. Cryptocurrency. So let’s talk about currency, which is an
important word on its own. Currency. It’s the ‘k’ sound then the ‘r’ as in ‘stir’. So technically you want to think of it as
if it’s a ‘k’ and an ‘r’ together – “k’r”, “k’r”. And then you relax your tongue and mouth and
energy to a schwa – “k’r-r’n” “r’n” “r’n”. And then close it with an N – “k’r – r’n”. And then again finish it up with “see”. Currency. Currency. Before that we want to add the ‘crypto’. Crypto – it’s a ‘k’ sound and then an R – “kr”. And then you move on to the ‘ih’ sound as
in ‘sit’. Not “kreept”, but “krip”. “Krip” – somewhere between “ee” and “eh” – “krip”. And the close it with a P and a T “krip-tow”. The T opens up to the ‘oh’ as in ‘go’. So again – “krip-tow”. “Krip-tow”. Cryptocurrency. And every syllable has a different note. Cryptocurrency. Cryptocurrency. And if we’re talking about cryptocurrency,
let’s talk about blockchain. It’s a B sound that shifts to the L sound
– “bl”. Make sure that the tip of the tongue touches
the upper palate. If you don’t have the L in your language,
you maybe say something like – “brockchain” and it sounds like an R. Now you gotta make
sure that the tip of the tongue touches the upper palate – “bl”. And then drop your jaw to the ‘ah’ as in ‘father’
– “blaa”. Block – close it with a ‘k’ sound – “blaak”
– and then move on immediately to the ‘ch’ sound as in ‘chicken’. “Blaak-chein”. Don’t add vowels in between. You need to connect that ‘k’ to the ‘ch’ – Blockchain. You can kind of hold abruptly the K sound
– blockchain. But not “blaa-kuh-chain” – don’t add any vowels
in between. Blockchain, then we have the ‘ay’ as in ‘day’
and we close it with an N – “blaak-chein”. The “blaak” is the primary stress. Higher in pitch, longer, but you already know
that. Blockchain. Bankruptcy. Bank. We being with ‘bank’ – it’s a B sound and
then it’s the ‘ah’ as in ‘cat, but since there is an ‘ng’ consonant sound – “bank” the ‘ah’
turns more into a ‘eh’ sound or an ‘ay’ sound – “bein”. And then close it with a ‘k’ – “beink”. “Beink-rup” – so you move on to the R immediately
after the ‘k’ sound – “beink-rup”. So round your lips for the R, prepare for
the R and bring the tongue up – “Beink-rup”. Schwa, reduced vowel. Don’t open your mouth too much. So it’s not “beink-rahp” – “beink-r’p”. Close it with a P. And then ‘see’ as in ‘what
do you see in front of you?’ – “see”. Let’s go to the sea. “Beink-r’p-see”. Bankruptcy. Stock Market. Let’s break it down. You start with an S sound and you hold it
abruptly with a T – “st” – and then you open it to the ‘ah’ as in ‘father’ – “staa” “staa”. And close it with a ‘k’ – “staak”. It is not “stohk”. It is not “estohk”. It’s “staak”. Stock. The ‘stock’ is the primary stress so it’s
going to be longer and higher in pitch. Stock. Then we have ‘market’. Market. We begin with an ‘mm’ sound and then the ‘ar’
as in ‘car’. Technically it’s the ‘father’ vowel, but a
bit more rounded because it has the R right after – “maar” “maar”. Notice that you’re not bringing the tip of
the tongue high up too soon so it sounds like ‘merkit’. ‘Merkit’. But “maar”. You want to divide it into two steps – “maar”. And then you close it with ‘k’t’ – “k’t” “k’t”. It’s a ‘k’ sound, a schwa, a reduced vowel,
and a held T – “k’t” “k’t”. Stock market. Stock market. Stocks. Stock market. Equity. We begin with the ‘eh’ as in ‘red’ – “eh”. And then it’s a ‘k’ sound and an W immediately
– “kwuh” “kwuh”. Obviously there is a schwa there, so it’s
a really relaxed vowel – “eh-kwuh”. Alright? So not “eh-kweh-dee”, not “eh-kwah-dee”. “Eh-kwuh”. Flap T and then a high E – “dee” “dee” “dee”
“dee”. Equity. Equity. Primary stress on the first syllable – “eh”. Equity. Mortgage. Mortgage. Here, we have the M sound then the “or” as
in “for”. Round your lips for the ‘oh’ but keep your
tongue down so it doesn’t go up too soon for the R – “more”. Then you drop to the R – “more”. And then the second part is “g’j” “g’j”. It’s a ‘g’ sound and then a ‘j’. The T there is silent, it doesn’t really exist,
only in the spelling. “More”, like ‘gimme more’, “more” and “g’j”
“g’j” “g’j”. Mortgage. Mortgage. Forex. Forex. We begin with ‘f’ sound then the ‘or’ as in
‘for’ – “for” “for”. And then, “reks” “reks”. So we have a primary stress and a secondary
stress – “FO-reks” “FO-reks”. The R sound is a strong R because it opens
up to a vowel and the vowel right after is the ‘eh’ as in ‘red’ – “reks”. And we close it with a ‘k’ and a ‘s’ sound,
on after another. Forex. Make sure you don’t drop any sounds at the
end so it doesn’t end up sounding like ‘fork’, that’s a different word. Forex. Forex. Shareholder. Shareholder. Two words with two long vowels in the middle. So you gotta go slow on this one. We begin with the first word, share. It’s a ‘sh’ sound then the ‘are’ as in ‘dare’
– “share”. You wanna make sure that the ‘are’ sound is
clean so it doesn’t sound like “sher” “sher”. Share. Share. That’s the primary stress. Then we have the word ‘holder’. The “oh” here is the ‘oh’ as in ‘go’, so it’s
not “hulder” “hulder”. But you do go through this nice diphthong
starting from “oh” and then closing to “oo” – “hoe” “hoe”. Make sure you pronounce the H – “share-hoe”. And then we have the dark L. It’s dark because
right after there is a consonant, it is the D sound – “Share-hoe” – so we’re starting
to create the tension for this L – “share-howl” “l” “l” – and the dark L blends in with the
‘oh’ as in ‘go’. “Share-howl”. And then we end it up with “der” “der” “der”
– a D sound, schwa R, which is technically D-R “der”. Shareholder. Think of it as if it has three parts. Share-howl-dr. Shareholder. Okay! That’s it! These were the top ten words in finance and
how to pronounce them. Now, it’s your turn. In the comments below, write a sentence with
one of the words we discussed today, or two sentences, or three sentences! Because remember, practice makes better and
that the only way to learn. I hope you enjoyed it. If you did, consider subscribing to my channel
because more fun videos are coming your way. Have a great week and I’ll see you next week
in the next video.

46 thoughts to “10 mispronounced FINANCE words | American English”

  1. Hello from France ! Thank you so much ! I love this sort of video. It's very very useful. Thanks to you, we can practice at loud even if we're alone. :))

  2. Thanks madam Hadar , I'm one among who made such mistakes in pronunciation especially debt.
    God bless you forever & always

  3. Hi Hadar your videos are very helpful o me
    Thanks a lot
    I love your voice
    Have a great night my beautiful teacher 😉

  4. i knew all words here but thanks to Hadar because i didn't know how wrong i pronouncing the words STOCK and EQUITY for a long time, poor me, but now change from this video

  5. I hope that you still remember my request the difference between (owner & honor) & I have a new request if you don't mind (permanent & prominent) it's really hard to find out the difference between these words thank you in advance & have a good day.

  6. Hi Hadar! First of all, thank you for your videos!
    Your hair vs her pronunciation video really cleared some confusion about those words but I would really appreciate it if you could also teach us how to pronounce air correctly because when I pronounce it, it sounds exactly like hair.

  7. I did not write anything on your video because this time I want to say just, Happy Hanukkahhhhhhhhhh! I wish you could enjoy your Holiday with your family tomorrow.The way a mother wish her daughter. I wish you have heathy and prosperous life. AMEEN!

  8. I've heard some Americans pronounce the word "finance" itself differently: fee-nance (with the stress on the "nance"). Caught me off guard

  9. I congratulate you for the good work done in spreading pronunciations and a good and substantial explaination of pronuciations of each words. It,s helping many people to be better English speaker fluently. God bless your work and increase the fruit that it is already producing.

  10. How do you pronounce that's right?Is th pronounced d?How do you pronounce from the?Is th pronounced n?How do you pronounce swept the?How do i connect pt to th?How to pronounce it in fast spoken English?I am looking forward to your reply video,thank you.

  11. Hi Hadar, I would like to know if you can make some video which explains the difference between "throughout" and "throw out" pleaase

  12. Is there an alternative pronunciation of the word mortgage because I have seen a lot of times on CNN journalists pronouncing the word with a stress on the second syllable like mortgaaaaaaage?

  13. Loved it, first time I notice the correct pronunciation of shareholder, thanks Hadar! You totally rock… as always =)

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